Check what savings, deposit, or investment options may be available to you as an expat in Europe
Living abroad often means your local bank only shows local options. SavingsAbroad.com helps internationally mobile residents see whether preferential savings, deposit, or investment routes may be available based on their country of residence, nationality, and circumstances.
Free eligibility review. No obligation. Availability depends on your circumstances.
Designed for expats living in Spain, Portugal, France, Italy, Cyprus, Malta, Germany and across Europe.
Quick eligibility check
Takes under 30 seconds
Rates, terms, and availability vary by provider and eligibility.
The problem
Why expats often get overlooked
Local banks may only show local options
Many expats rely on the bank they already use, but that may not reflect the full range of options available to internationally mobile clients.
Cross-border rules can be confusing
Your country of residence, nationality, tax position, and provider criteria can all affect what you may be eligible for.
Better options are not always obvious
Preferential rates and investment opportunities are often eligibility-based, meaning they may not appear in standard comparison tables.
The solution
A simpler way to explore your options abroad
Answer a few questions about where you live, your nationality, and what you want your money to do. We review your details and, where suitable, help you understand the next step.
What we review
Different routes carry different considerations
Savings and deposit products aim to protect capital and pay a defined return over a set term. Investment opportunities can target higher returns but carry risk of loss. We help you understand which route may be relevant before you speak with any provider.
Fixed-Term Savings
Capital is placed for a set term (typically 1 – 5 years). Returns are usually a defined rate, subject to provider criteria and jurisdictional deposit protections. Not designed for funds you may need instant access to.
Preferential Deposit Options
Some banks and deposit providers offer preferential terms to eligible internationally mobile clients. Availability depends on residence, nationality, and amount. Deposit protection varies by country and provider.
Investment Opportunities
Longer-term investment routes may target higher returns but carry investment risk — values can rise and fall, and you may get back less than you invest. Suitability depends on goals, timeframe, and risk appetite.
Availability, rates, terms, and suitability vary by provider and personal circumstances. Investments can fall as well as rise and you may get back less than you invest. SavingsAbroad.com does not guarantee access to any specific rate, provider, or product and does not provide personal financial advice.
Common scenarios
Common reasons expats enquire
“I have money sitting in a local bank account”
For expats who want to know whether their savings could be working harder without immediately committing to anything.
“I have recently sold a property or received a lump sum”
For people who want to explore fixed-term savings, deposit options, or investment routes before deciding what to do next.
“I'm not sure what I'm eligible for as a non-resident”
For internationally mobile people who want a clearer first step before speaking with a provider or specialist.
How it works
How the eligibility review works
Tell us about your situation
Share where you live, your nationality, the amount you are considering, and whether you are looking for savings, investments, or both.
Your details are reviewed
Your inquiry is reviewed against broad eligibility factors such as residence, provider criteria, timeframe, and investment preference.
Receive relevant next steps
If suitable options may be available, you can receive information or be introduced to an appropriate specialist or provider.
Submitting the form does not guarantee eligibility or constitute financial advice.
After you submit
What happens after you submit?
Verify your number
We send a one-time code by SMS (or a phone call if you prefer) to confirm we can reach you.
We review your details
Your residence, nationality, amount, and timeframe are reviewed against broad eligibility factors.
You receive relevant next steps
If suitable options may be available, a specialist contacts you — typically within 1–2 business days.
You decide what to do next
There is no obligation. You choose whether to explore further, ask questions, or take no action.
Eligibility Review
Check your eligibility in under 60 seconds
Answer a few questions and we'll review whether suitable savings or investment options may be available to you.
- Free eligibility review
- No obligation to proceed
- Your details are handled confidentially
- Clear next steps if relevant options may be available
Who it's for
Is this relevant to you?
- You live in Europe as an expat or internationally mobile resident
- You have savings or investment capital and want to explore better options
- You are comfortable committing funds for a fixed term of 1 – 5 years
- You want a no-obligation review before speaking with a provider or specialist
- You need instant or easy access to all of your funds
- You are looking for guaranteed investment returns
- You are unwilling to complete provider eligibility checks
- You require personal financial advice without speaking to an appropriately authorised adviser
FAQ
Questions expats often ask
Living abroad? Your savings options may be broader than your local bank.
Complete a short eligibility review and find out whether preferential savings or investment opportunities may be available to you.